:root {
  --navy: #0B1D3A;
  --navy-light: #132B52;
  --navy-dark: #060F1F;
  --red: #C8102E;
  --red-hover: #A00D24;
  --red-light: #E8384F;
  --cream: #FAF7F2;
  --white: #FFFFFF;
  --gray-50: #F8F9FA;
  --gray-100: #F1F3F5;
  --gray-200: #E9ECEF;
  --gray-300: #DEE2E6;
  --gray-400: #ADB5BD;
  --gray-600: #6C757D;
  --gray-800: #343A40;
  --gold: #D4A843;
  --gold-light: #F0DBA8;
  --shadow-sm: 0 1px 3px rgba(11,29,58,0.08);
  --shadow-md: 0 4px 16px rgba(11,29,58,0.1);
  --shadow-lg: 0 12px 40px rgba(11,29,58,0.15);
  --shadow-xl: 0 24px 60px rgba(11,29,58,0.2);
  --radius: 12px;
  --radius-lg: 20px;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: 'DM Sans', sans-serif;
  color: var(--gray-800);
  background: var(--white);
  line-height: 1.6;
  overflow-x: hidden;
}

h1, h2, h3, h4, h5 {
  font-family: 'Outfit', sans-serif;
  line-height: 1.15;
  color: var(--navy);
}

a { text-decoration: none; color: inherit; }

img { max-width: 100%; display: block; }

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ─── NAV ─── */
.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: rgba(254,254,254,0.97);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--gray-200);
  box-shadow: var(--shadow-sm);
  transition: all 0.3s;
}

.nav-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 88px;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 12px;
}

.nav-logo-icon {
  width: 44px; height: 44px;
  background: var(--red);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.nav-logo-icon svg { width: 28px; height: 28px; }

.nav-logo-img {
  height: 72px;
  width: auto;
  object-fit: contain;
}

.footer-logo {
  display: inline-block;
  margin-bottom: 4px;
}

.footer-logo-img {
  height: 90px;
  width: auto;
  object-fit: contain;
}

.nav-logo-text {
  font-family: 'Outfit', sans-serif;
  font-weight: 800;
  font-size: 1.3rem;
  color: var(--white);
  letter-spacing: -0.02em;
}

.nav-logo-text span { color: var(--red-light); }

.nav-links {
  display: flex;
  align-items: center;
  gap: 32px;
  list-style: none;
}

.nav-links a {
  color: var(--gray-600);
  font-size: 0.92rem;
  font-weight: 500;
  transition: color 0.2s;
}

.nav-links a:hover { color: var(--navy); }

.nav-cta {
  background: var(--red) !important;
  color: var(--white) !important;
  padding: 10px 22px !important;
  border-radius: 8px;
  font-weight: 600 !important;
  transition: background 0.2s !important;
}

.nav-cta:hover { background: var(--red-hover) !important; }

.mobile-toggle {
  display: none;
  background: none; border: none;
  color: var(--navy);
  cursor: pointer;
}

/* ─── HERO ─── */
.hero {
  padding: 156px 0 80px;
  background: linear-gradient(165deg, var(--navy-dark) 0%, var(--navy) 40%, var(--navy-light) 100%);
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -200px; right: -200px;
  width: 600px; height: 600px;
  background: radial-gradient(circle, rgba(200,16,46,0.12) 0%, transparent 70%);
  border-radius: 50%;
}

.hero::after {
  content: '';
  position: absolute;
  bottom: -100px; left: -100px;
  width: 400px; height: 400px;
  background: radial-gradient(circle, rgba(212,168,67,0.08) 0%, transparent 70%);
  border-radius: 50%;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 60px;
  align-items: center;
  position: relative;
  z-index: 1;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(200,16,46,0.15);
  border: 1px solid rgba(200,16,46,0.3);
  padding: 8px 16px;
  border-radius: 100px;
  color: var(--red-light);
  font-size: 0.85rem;
  font-weight: 600;
  margin-bottom: 24px;
  animation: fadeInUp 0.6s ease;
}

.hero-badge svg { width: 16px; height: 16px; }

.hero h1 {
  font-size: 3.2rem;
  font-weight: 900;
  color: var(--white);
  margin-bottom: 20px;
  letter-spacing: -0.03em;
  animation: fadeInUp 0.6s ease 0.1s both;
}

.hero h1 em {
  font-style: normal;
  color: var(--red-light);
  position: relative;
}

.hero-sub {
  font-size: 1.15rem;
  color: rgba(255,255,255,0.7);
  margin-bottom: 32px;
  max-width: 540px;
  line-height: 1.7;
  animation: fadeInUp 0.6s ease 0.2s both;
}

.hero-trust {
  display: flex;
  align-items: center;
  gap: 24px;
  animation: fadeInUp 0.6s ease 0.3s both;
}

.hero-trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,0.6);
  font-size: 0.88rem;
}

.hero-trust-item svg { 
  width: 20px; height: 20px; 
  color: var(--gold);
  flex-shrink: 0;
}

/* ─── FORM CARD ─── */
.form-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 36px 32px;
  box-shadow: var(--shadow-xl);
  animation: fadeInUp 0.6s ease 0.3s both;
}

.form-card-header {
  text-align: center;
  margin-bottom: 24px;
}

.form-card-header h3 {
  font-size: 1.35rem;
  font-weight: 800;
  margin-bottom: 6px;
}

.form-card-header p {
  font-size: 0.9rem;
  color: var(--gray-600);
}

.form-group {
  margin-bottom: 14px;
}

.form-group label {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 6px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.form-group input,
.form-group textarea {
  width: 100%;
  padding: 13px 16px;
  border: 2px solid var(--gray-200);
  border-radius: 10px;
  font-family: 'DM Sans', sans-serif;
  font-size: 0.95rem;
  transition: border-color 0.2s, box-shadow 0.2s;
  background: var(--gray-50);
}

.form-group input:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--red);
  box-shadow: 0 0 0 4px rgba(200,16,46,0.1);
  background: var(--white);
}

.btn-submit {
  width: 100%;
  padding: 16px;
  background: var(--red);
  color: var(--white);
  border: none;
  border-radius: 10px;
  font-family: 'Outfit', sans-serif;
  font-size: 1.05rem;
  font-weight: 700;
  cursor: pointer;
  transition: all 0.25s;
  margin-top: 6px;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.btn-submit:hover {
  background: var(--red-hover);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(200,16,46,0.3);
}

.form-disclaimer {
  text-align: center;
  font-size: 0.78rem;
  color: var(--gray-400);
  margin-top: 12px;
}

.form-consent {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-bottom: 14px;
}

.form-consent input[type="checkbox"] {
  width: 16px;
  height: 16px;
  margin-top: 2px;
  flex-shrink: 0;
  accent-color: var(--red);
}

.form-consent label {
  font-size: 0.78rem;
  line-height: 1.5;
  color: var(--gray-600);
}

.form-consent label a {
  color: var(--red);
  text-decoration: underline;
}

/* ─── STEPS ─── */
.steps {
  padding: 80px 0;
  background: var(--white);
}

.section-eyebrow {
  font-family: 'Outfit', sans-serif;
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--red);
  margin-bottom: 12px;
}

.section-title {
  font-size: 2.4rem;
  font-weight: 800;
  letter-spacing: -0.03em;
  margin-bottom: 16px;
}

.section-sub {
  font-size: 1.05rem;
  color: var(--gray-600);
  max-width: 600px;
  line-height: 1.7;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  margin-top: 48px;
}

.step-card {
  text-align: center;
  padding: 40px 28px;
  border-radius: var(--radius-lg);
  background: var(--gray-50);
  border: 1px solid var(--gray-200);
  transition: all 0.3s;
  position: relative;
}

.step-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--red);
}

.step-num {
  width: 56px; height: 56px;
  background: var(--navy);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Outfit', sans-serif;
  font-size: 1.3rem;
  font-weight: 800;
  margin: 0 auto 20px;
}

.step-card h4 {
  font-size: 1.15rem;
  font-weight: 700;
  margin-bottom: 10px;
}

.step-card p {
  font-size: 0.92rem;
  color: var(--gray-600);
  line-height: 1.6;
}

.step-connector {
  display: none;
}

/* ─── DIFFERENTIATOR ─── */
.diff {
  padding: 80px 0;
  background: var(--navy);
  position: relative;
  overflow: hidden;
}

.diff::before {
  content: '';
  position: absolute;
  top: 0; right: 0;
  width: 50%; height: 100%;
  background: linear-gradient(135deg, rgba(200,16,46,0.06) 0%, transparent 60%);
}

.diff .container { position: relative; z-index: 1; }

.diff-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.diff h2 {
  color: var(--white);
  font-size: 2.2rem;
  margin-bottom: 20px;
}

.diff h2 em {
  font-style: normal;
  color: var(--gold);
}

.diff-text {
  color: rgba(255,255,255,0.75);
  font-size: 1.05rem;
  line-height: 1.8;
  margin-bottom: 28px;
}

.diff-features {
  display: grid;
  gap: 16px;
}

.diff-feature {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 18px 20px;
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: var(--radius);
}

.diff-feature-icon {
  width: 40px; height: 40px;
  background: rgba(200,16,46,0.2);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.diff-feature-icon svg { width: 20px; height: 20px; color: var(--red-light); }

.diff-feature h5 {
  color: var(--white);
  font-size: 0.95rem;
  font-weight: 700;
  margin-bottom: 4px;
}

.diff-feature p {
  color: rgba(255,255,255,0.6);
  font-size: 0.85rem;
  line-height: 1.5;
}

.diff-stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.diff-stat {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-lg);
  padding: 32px 24px;
  text-align: center;
}

.diff-stat-num {
  font-family: 'Outfit', sans-serif;
  font-size: 2.8rem;
  font-weight: 900;
  color: var(--red-light);
  line-height: 1;
  margin-bottom: 8px;
}

.diff-stat-label {
  color: rgba(255,255,255,0.6);
  font-size: 0.88rem;
  font-weight: 500;
}

/* ─── REASONS / CONDITIONS ─── */
.reasons {
  padding: 80px 0;
  background: var(--cream);
}

.reasons-header {
  text-align: center;
  margin-bottom: 48px;
}

.reasons-header .section-sub {
  margin: 0 auto;
}

.reasons-tabs {
  display: flex;
  justify-content: center;
  gap: 8px;
  margin-bottom: 36px;
  flex-wrap: wrap;
}

.reasons-tab {
  padding: 10px 24px;
  border-radius: 100px;
  border: 2px solid var(--gray-300);
  background: var(--white);
  font-family: 'Outfit', sans-serif;
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--gray-600);
  cursor: pointer;
  transition: all 0.2s;
}

.reasons-tab:hover {
  border-color: var(--navy);
  color: var(--navy);
}

.reasons-tab.active {
  background: var(--navy);
  border-color: var(--navy);
  color: var(--white);
}

.reasons-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
  gap: 12px;
}

.reasons-grid.hidden { display: none; }

.reason-chip {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 14px 18px;
  background: var(--white);
  border-radius: 10px;
  border: 1px solid var(--gray-200);
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--navy);
  transition: all 0.2s;
}

.reason-chip:hover {
  border-color: var(--red);
  background: rgba(200,16,46,0.03);
  transform: translateY(-2px);
}

.reason-chip svg {
  width: 18px; height: 18px;
  color: var(--red);
  flex-shrink: 0;
}

/* ─── TESTIMONIALS ─── */
.testimonials {
  padding: 80px 0;
  background: var(--white);
}

.testimonials-header {
  text-align: center;
  margin-bottom: 48px;
}

.testimonials-header .section-sub { margin: 0 auto; }

.test-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.test-card {
  padding: 32px 28px;
  background: var(--gray-50);
  border-radius: var(--radius-lg);
  border: 1px solid var(--gray-200);
  transition: all 0.3s;
}

.test-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}

.test-stars {
  display: flex;
  gap: 3px;
  margin-bottom: 16px;
}

.test-stars svg { width: 18px; height: 18px; color: var(--gold); }

.test-quote {
  font-size: 0.95rem;
  color: var(--gray-800);
  line-height: 1.7;
  margin-bottom: 20px;
  font-style: italic;
}

.test-author {
  display: flex;
  align-items: center;
  gap: 12px;
}

.test-avatar {
  width: 44px; height: 44px;
  background: var(--navy);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  font-family: 'Outfit', sans-serif;
  font-weight: 700;
  font-size: 0.95rem;
}

.test-author-info h5 {
  font-size: 0.92rem;
  font-weight: 700;
}

.test-author-info p {
  font-size: 0.82rem;
  color: var(--gray-600);
}

/* ─── SERVICE AREAS ─── */
.areas {
  padding: 80px 0;
  background: var(--gray-50);
}

.areas-header {
  text-align: center;
  margin-bottom: 48px;
}

.areas-header .section-sub { margin: 0 auto; }

.areas-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(180px, 1fr));
  gap: 10px;
}

.area-tag {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 16px;
  background: var(--white);
  border-radius: 10px;
  border: 1px solid var(--gray-200);
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--navy);
  transition: all 0.2s;
}

.area-tag:hover {
  border-color: var(--red);
  color: var(--red);
  transform: translateY(-2px);
}

.area-tag svg { width: 14px; height: 14px; color: var(--red); flex-shrink: 0; }

/* ─── FAQ ─── */
.faq {
  padding: 80px 0;
  background: var(--white);
}

.faq-header {
  text-align: center;
  margin-bottom: 48px;
}

.faq-header .section-sub { margin: 0 auto; }

.faq-list {
  max-width: 780px;
  margin: 0 auto;
}

.faq-item {
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  margin-bottom: 12px;
  overflow: hidden;
  transition: box-shadow 0.2s;
}

.faq-item:hover { box-shadow: var(--shadow-sm); }

.faq-q {
  width: 100%;
  background: none;
  border: none;
  padding: 20px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  cursor: pointer;
  font-family: 'Outfit', sans-serif;
  font-size: 1.02rem;
  font-weight: 600;
  color: var(--navy);
  text-align: left;
}

.faq-q svg {
  width: 20px; height: 20px;
  flex-shrink: 0;
  transition: transform 0.3s;
  color: var(--red);
}

.faq-item.open .faq-q svg { transform: rotate(45deg); }

.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease;
}

.faq-a-inner {
  padding: 0 24px 20px;
  font-size: 0.93rem;
  color: var(--gray-600);
  line-height: 1.7;
}

/* ─── CTA BANNER ─── */
.cta-banner {
  padding: 80px 0;
  background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy) 50%, var(--navy-light) 100%);
  text-align: center;
  position: relative;
  overflow: hidden;
}

.cta-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.02'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}

.cta-banner .container { position: relative; z-index: 1; }

.cta-banner h2 {
  color: var(--white);
  font-size: 2.6rem;
  margin-bottom: 16px;
}

.cta-banner h2 em {
  font-style: normal;
  color: var(--red-light);
}

.cta-banner p {
  color: rgba(255,255,255,0.7);
  font-size: 1.1rem;
  max-width: 560px;
  margin: 0 auto 36px;
  line-height: 1.7;
}

.cta-form-inline {
  display: flex;
  gap: 12px;
  max-width: 600px;
  margin: 0 auto;
  flex-wrap: wrap;
  justify-content: center;
}

.cta-form-inline input {
  flex: 1;
  min-width: 200px;
  padding: 16px 20px;
  border: 2px solid rgba(255,255,255,0.15);
  border-radius: 10px;
  background: rgba(255,255,255,0.08);
  color: var(--white);
  font-family: 'DM Sans', sans-serif;
  font-size: 0.95rem;
}

.cta-form-inline input::placeholder { color: rgba(255,255,255,0.4); }

.cta-form-inline input:focus {
  outline: none;
  border-color: var(--red);
  background: rgba(255,255,255,0.12);
}

.cta-form-inline .btn-submit {
  width: auto;
  padding: 16px 36px;
  margin-top: 0;
}

.cta-form-inline .form-consent {
  flex-basis: 100%;
  max-width: 560px;
  margin: 0 auto;
  text-align: left;
}

.cta-form-inline .form-consent label {
  color: rgba(255,255,255,0.6);
}

.cta-form-inline .form-consent label a {
  color: var(--red-light);
}

/* ─── FOOTER ─── */
.footer {
  background: var(--white);
  padding: 60px 0 32px;
  border-top: 2px solid var(--gray-200);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 40px;
}

.footer-brand p {
  color: var(--gray-600);
  font-size: 0.9rem;
  line-height: 1.7;
  margin-top: 16px;
  max-width: 340px;
}

.footer h5 {
  color: var(--navy);
  font-size: 0.92rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 20px;
}

.footer-links {
  list-style: none;
  display: grid;
  gap: 10px;
}

.footer-links a {
  color: var(--gray-600);
  font-size: 0.9rem;
  transition: color 0.2s;
}

.footer-links a:hover { color: var(--navy); }

.footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  color: var(--gray-600);
  font-size: 0.9rem;
  margin-bottom: 14px;
}

.footer-contact-item svg {
  width: 18px; height: 18px;
  color: var(--red-light);
  flex-shrink: 0;
  margin-top: 2px;
}

.footer-bottom {
  border-top: 1px solid var(--gray-200);
  padding-top: 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}

.footer-bottom p {
  color: var(--gray-400);
  font-size: 0.82rem;
}

.footer-bottom-links {
  display: flex;
  gap: 24px;
}

.footer-bottom-links a {
  color: var(--gray-400);
  font-size: 0.82rem;
  transition: color 0.2s;
}

.footer-bottom-links a:hover { color: var(--gray-600); }

/* ─── ANIMATIONS ─── */
@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(24px); }
  to { opacity: 1; transform: translateY(0); }
}

.reveal {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ─── RESPONSIVE ─── */
@media (max-width: 960px) {
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
  .hero h1 { font-size: 2.4rem; }
  .form-card { max-width: 480px; }
  .diff-grid { grid-template-columns: 1fr; gap: 40px; }
  .test-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .steps-grid { grid-template-columns: 1fr; gap: 20px; }
}

@media (max-width: 768px) {
  .nav-links { display: none; }
  .mobile-toggle { display: block; }
  .hero { padding: 126px 0 60px; }
  .hero h1 { font-size: 2rem; }
  .section-title { font-size: 1.8rem; }
  .diff-stats { grid-template-columns: 1fr 1fr; gap: 12px; }
  .cta-banner h2 { font-size: 1.8rem; }
  .hero-trust { flex-direction: column; align-items: flex-start; gap: 12px; }
}

/* Mobile nav open state */
.nav-links.open {
  display: flex;
  flex-direction: column;
  position: absolute;
  top: 88px; left: 0; right: 0;
  background: var(--white);
  padding: 24px;
  gap: 16px;
  border-bottom: 1px solid var(--gray-200);
  box-shadow: var(--shadow-md);
}

/* ─── LEGAL PAGE ─── */
.legal-hero {
  padding: 150px 0 40px;
  background: linear-gradient(165deg, var(--navy-dark) 0%, var(--navy) 40%, var(--navy-light) 100%);
}

.legal-hero h1 {
  color: var(--white);
  font-size: 2.2rem;
  margin-bottom: 10px;
}

.legal-hero p {
  color: rgba(255,255,255,0.7);
  font-size: 0.95rem;
}

.legal-content {
  padding: 56px 0 80px;
}

.legal-content .container {
  max-width: 860px;
}

.legal-intro {
  font-weight: 600;
  color: var(--navy);
  background: var(--gray-50);
  border-left: 3px solid var(--red);
  padding: 20px 24px;
  border-radius: 8px;
  margin-bottom: 40px;
  font-size: 0.95rem;
  line-height: 1.7;
}

.legal-content h2 {
  font-size: 1.3rem;
  margin: 40px 0 14px;
  padding-top: 6px;
}

.legal-content h2:first-of-type { margin-top: 0; }

.legal-content p {
  color: var(--gray-800);
  font-size: 0.95rem;
  line-height: 1.75;
  margin-bottom: 14px;
}

.legal-content ol {
  margin: 0 0 14px 20px;
  color: var(--gray-800);
  font-size: 0.95rem;
  line-height: 1.75;
}

.legal-content ol li { margin-bottom: 8px; }

.legal-content strong { color: var(--navy); }

.legal-content a { color: var(--red); text-decoration: underline; }

.legal-back {
  display: inline-block;
  margin-bottom: 24px;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--red);
}
